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Our Promise To You

The Zero-Risk
Guarantee™

Our standing written promise on every job. Read it in full below, and ask for a signed copy any time.

Every job we take, from a single stump up, is covered by one promise at the center:

If anyone gets hurt or anything gets damaged while we're working on your property, that's our responsibility to handle. Never yours.

Our Workers. Our Responsibility.

Tree work is dangerous: chainsaws, heavy equipment, falling limbs. If one of our crew gets injured on your property, our workers' compensation insurance handles it. Your homeowner's insurance is never touched, and nothing about it ever lands on your doorstep. That's what our insurance is for.

Our Equipment. Our Mess.

If our stump grinder kicks a rock through your windshield or a limb we're cutting clips your fence, we take care of it through our general liability insurance. You don't need to file a claim on your homeowner's policy. We handle it through ours.

Six Inches Down. Every Stump.

The work itself carries the same guarantee: every stump ground at least six inches below grade, and in practice usually a foot or more. If concealed rock, utilities, or a hidden root stops us short, you hear it from us before we leave, not after.

When We Leave, We're Done.

This guarantee covers what happens while we're on your property doing the work. Once the job is complete and we drive away, your yard is your yard, same as it was before we showed up. Clean break.

Workers' Compensation
Active for our crew on every job.
Commercial General Liability
Covers damage our work causes on your property.
Commercial Auto Liability
Covers our trucks and equipment on your property.

We're happy to send you a Certificate of Insurance straight from our insurance carrier. Just ask.

If it were our yard, we'd want it in writing.

The full legal document is published on this page, nothing hidden, and a signed copy plus a Certificate of Insurance straight from our carrier are yours the moment you ask, before our equipment comes off the trailer. You're not taking our word for anything. And the standing rule we give every customer: if something's ever wrong, call or text 717-468-1978 and we'll make it right.

That's the standard on every job, big or small. Your yard, your peace of mind, our liability.

We put together a full guide to how tree service insurance works: what general liability and workers' comp actually cover, and what Pennsylvania law requires. Tree Service Insurance, Explained →

This is the standing waiver that covers every StumpBusters job. Feel free to read the whole thing. It's written to protect you.

STUMPBUSTERS LLC
Elizabethtown, Lancaster County, Pennsylvania  ·  (717) 468-1978  ·  stumpbustersllc.com  ·  PA HIC #PA161682

Contractor Waiver of Claims
& Assumption of Risk

The StumpBusters Zero-Risk Guarantee™


THIS WAIVER is made as of the date below by StumpBusters LLC, Elizabethtown, Lancaster County, PA (“Contractor”) for the benefit of (“Property Owner”) at:

1. Waiver of Claims Against Property Owner

Contractor, on behalf of itself, its owners, employees, agents, and subcontractors, hereby voluntarily and unconditionally waives any and all rights to bring claims, demands, suits, or actions against Property Owner for bodily injury, death, or property damage sustained by Contractor’s workers while actively performing the Services on Property Owner’s premises, specifically including injuries caused by the negligence of Contractor, Contractor’s employees, agents, or subcontractors.

2. Assumption of Risk

Contractor acknowledges that stump grinding, tree trimming, and related services involve inherent risks including use of chainsaws, stump grinders, chippers, and heavy equipment; working at heights; falling trees, limbs, and debris; flying rocks and wood chips; and proximity to structures, vehicles, utilities, and power lines. Contractor voluntarily assumes all such risks and acknowledges that Property Owner bears no responsibility for injuries to Contractor’s workers arising from performance of the Services.

3. Property Damage by Contractor

If Contractor’s operations cause damage to Property Owner’s property, neighboring properties, vehicles, or structures during active performance of the Services, Contractor is solely responsible. Claims are handled through Contractor’s liability insurance. Property Owner is not required to file on their homeowner’s policy.

4. Limitations — What This Does Not Cover

This Agreement applies only while Contractor is actively performing Services. It does NOT:

  • Create any obligation after Contractor completes Services and departs — once done, property condition is solely Property Owner’s responsibility;
  • Cover post-completion claims — e.g., someone tripping over where a stump was removed months later is Property Owner’s premises liability;
  • Waive claims from undisclosed hazards — Property Owner agrees to disclose underground utilities, septic, wells, buried debris before work begins;
  • Waive claims from Property Owner’s gross negligence, recklessness, or intentional acts.

5. Scope of Services

Work:

Date(s):    Price: $

Grind Depth Standard: Stumps are ground a minimum of six (6) inches below grade, except where concealed rock, utilities, or foreign material prevents it; any shortfall is disclosed to Property Owner before completion of the Services.

6. Governing Law & Severability

Governed by the laws of the Commonwealth of Pennsylvania. Contractor voluntarily assumes these obligations with full knowledge of their legal significance. If any provision is found invalid, remaining provisions continue in full force.


Signatures

CONTRACTOR — StumpBusters LLC
Signature
Date
Print Name
Title
PROPERTY OWNER (Acknowledgment)

“I acknowledge receipt of this Waiver. StumpBusters has agreed not to hold me liable for injuries to their workers during the job. Once complete and they leave, my property is my responsibility.”

Signature
Date
Print Name
StumpBusters LLC  ·  Elizabethtown, PA  ·  (717) 468-1978  ·  stumpbustersllc.com  ·  PA HIC #PA161682
Lancaster  •  Dauphin  •  Lebanon  •  York Counties  ·  7 Days a Week
Download as PDF →
What is the StumpBusters Zero-Risk Guarantee?
It's our written commitment that injuries to our crew and damage caused by our work are handled by us and our insurance, never by you. The full document is published on this page, and a signed copy is yours on request with any quote.
Does the guarantee cover grind depth?
Yes. Six inches below grade on every stump is part of the same standing promise, and in practice we typically grind 12 inches or more. If a concealed obstruction stops us short, you hear about it before we leave. And if anything's ever not right, call or text 717-468-1978.
Does StumpBusters have workers' compensation insurance?
Yes. Our crew is covered under our workers' compensation policy, and we're happy to send you a Certificate of Insurance directly from our carrier before we arrive.
Am I liable if a StumpBusters worker gets hurt on my property?
No. Our workers' compensation insurance covers our crew, and this guarantee puts that responsibility in writing. Your homeowner's policy stays out of it entirely.
What if your equipment damages my property?
Our commercial general liability insurance covers it. If we damage your property, fence, vehicle, or anything else during the job, we handle it through our policy. You don't need to file a claim on your homeowner's insurance.
Does this guarantee cover anything after the job is done?
No. It covers what happens while we're actively on your property doing the work. Once we're finished and we leave, your property is your responsibility, just as it was before we showed up.
Do I get the guarantee on every job?
Yes. A single $150 stump is covered exactly like a multi-day commercial job. Want it on paper? Ask when you book and we'll send a signed copy with your quote.

Want to see what working with us looks like?

The same guarantee, on every job, before the first cut.

Photo quotes are free. Onsite visits take a $35 deposit ($50 beyond 25 mi), credited toward your job when you hire us.
StumpBusters LLC · PA HIC #PA161682 · Elizabethtown, PA ⚡ Powered by LXB Studio LLC